Once you're offer has been accepted for the property, and the valuation
completed, and the mortgage application done, your lender will produce
to you a mortgage offer.
This is a formal document
detailing the mortgage, the repayment rate and the amount of the payments,
and any conditions that must be met before the mortgage monies are released.
The mortgage offer is usually nothing to worry
about, and generally you will receive many mortgage offers as negotiations
proceed with the purchase price etc.
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